Monday, April 25, 2016

Tips for End of Life Planning




As the president of Insmax Insurance Brokerage, Lawrence M. Koresko oversees a variety of financial and legal services. Lawrence M. Koresko and his firm help clients navigate the complexities of life insurance, estate planning, business succession planning, and other services.

Estate planning is difficult, but having a plan ensures that your wishes are carried out both while you are living and after you are gone. Proper planning should include financial and legal professionals, but these three tips will get you started:

1. Get organized while you can. It is never too early to start planning for the inevitable, and being prepared can help your loved ones if something unthinkable happens. Write a will, and have it reviewed by your attorney.

2. Designate a power of attorney, fill out a release-of-information form, and create a living will. These important documents protect your family and your wishes in the event that you are incapacitated. A living will lets your wishes be known, and the other documents give your family or lawyer the power to carry them out.

3. Consider life insurance. Life insurance is most important if you have a spouse or dependents that will need support.

Thursday, April 14, 2016

Frequently Asked Questions about Motorcycles and "CC"


Lawrence M. Koresko serves as the president of Insmax Insurance Brokerage, located in Collegeville, Pennsylvania. When he is not working, Lawrence M. Koresko rides his motorcycle as often as he can. He has been riding since the young age of 7 and has owned an array of motorcycles since then.

Many new motorcycle enthusiasts become confused about the size and power ratings of motorcycles. Keep reading to learn all about motorcycle ccs:

What does “cc” mean?
CC stands for cubic centimeters. This measures the volume of an engine’s cylinders. CC is not a measure of power, but a measure of size.

Are higher cc motorcycles more powerful?
Yes. The larger the engine, the more air and fuel it can take in at once. This means it can generate more power, at the expense of fuel efficiency.

What are the sizes of cc?
Small bikes like scooters and mopeds have engines between 50 and 125cc. Most motorcycles are somewhere between 125 and 1400cc, while large cruiser motorcycles can approach 2000cc.

How do I choose the right cc for my riding style?
Beginners should choose motorcycles with lower cc. They should also consider the number of cylinders and overall horsepower. Too much power can be dangerous for beginning riders.