An insurance industry professional with over two decades of experience, Lawrence “Larry” Koresko operates as the president of Philadelphia-based INSMAX Insurance Brokerage, Inc. Away from his work, Lawrence Koresko is a keen motorcyclist. Here are three tips for selecting the right motorcycle helmet:1. Weight: Helmets typically weigh between 1,400 and 1,800 grams. Though a lighter helmet may seem like the most attractive option, the fit is the key decider when choosing a helmet weight. You should look for a helmet that fits in such a way that the weight distributes evenly across your shoulders and head, as even lighter helmets cause strain when fitted poorly.2. Avoid second hand: Though second-hand helmets come with lower price tags, they may also have been involved in previous crashes. Each crash damages the structural integrity of the helmet, meaning a second-hand helmet may offer less protection than needed.3. Minimum standards: The United States Department of Transportation (DOT) has created a minimum safety standard for motorcycle helmets. Avoid any that don’t carry the DOT label.
Headquartered in Philadelphia, Pennsylvania, Lawrence “Larry” Koresko oversees the operations of IN$MAX Insurance Brokerage, Inc. as its president. Further, Lawrence Koresko serves as a member of the Association for Advanced Life Underwriting (AALU), which has served as a leading voice in the life insurance community for over half a century. The AALU focuses its advocacy on the following key areas:1. Life insurance – The AALU advocates for the protection of the current tax regulations surrounding life insurance products to ensure the 75 million American families that rely upon them do not face unexpected costs. 2. Regulation – In the wake of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which changed various aspects of insurance regulation, the AALU works to ensure its members can properly serve their clients under while complying with new regulations.3. Estate and gift tax – The AALU works towards permanent reform in the estate and gift tax sectors with the aim of providing businesses and families with the tools needed to plan for their futures effectively. In particular, it aims to uphold the reuniting of the lifetime exemptions from gift and estate taxes to encourage more effective planning.
Since 2014, Lawrence (“Larry”) Koresko has served as the president of Insmax Insurance Brokerage, Inc. in Philadelphia, Pennsylvania. Lawrence Koresko is a longtime member of the National Association of Independent Life Brokerage Agencies (NAILBA), a professional organization serving the insurance industry. In addition to providing numerous practice benefits for individuals in the insurance sector, NAILBA offers a full range of educational and training opportunities via the NAILBA University program. Designed to support professional development in the brokerage community, NAILBA University offers training modules for business owners, carrier staff members, and independent producers. NAILBA members enjoy substantial discounts on courses at NAILBA University, as well as free educational resources for their agencies.Educational offerings at NAILBA University include the Recruitment Practices Workbook, a detailed working document that includes best practices from agents throughout the brokerage community. Members can also participate in the Agent Training Series, which includes coursework in life insurance products, annuities, and ethical conduct. To learn more about educational programs at NAILBA University, visit www.nailba.org.
